A rare opportunity to walk into a home with equity. Motivated sellers are offering a strong opportunity to purchase a home priced below recent comparable sales in the community (subject to market changes), giving the right buyer the potential to walk in with equity from day one and make updates over time. This home has great bones, a spacious layout, and the kind of value that is getting harder to find in Martin County. Whether you are an investor, a buyer looking for a primary residence, or someone searching for the perfect Florida second home, this property offers the chance to buy smart, personalize to your taste, and benefit from the upside. This light-filled xxpanded Whitehall model showcases sweeping views of Monarch Country Club's championship 15th fairway. A charming brick-paver courtyard welcomes you in, leading to a great room with tray ceiling and double French doors that open to the enclosed Florida room - the perfect spot for morning coffee or sunset cocktails overlooking the course. The primary suite also opens to the Florida room and features an oversized walk-in closet plus a spa bath with Roman shower, soaking tub, and dual-sink vanity. A private guest wing offers two generous bedrooms and a large full bath. One bedroom is set up as a flexible office/guest room with a Murphy bed, built-in shelving, and desk. The eat-in kitchen offers granite counters, abundant cabinetry, generous counter space, and a planning desk. Additional features include a separate laundry room, fresh interior paint, blinds throughout, a 2020 roof, 2016 A/C, partial accordion shutters, a brick-paver driveway, private patio, and a two-car garage plus separate golf-cart garage with wiring for a Tesla charger (charger not included). Located in a 24-hour manned, gated community just minutes from shopping, dining, expressways, and everything Palm City has to offer, this home also gives you the flexibility of optional golf, tennis, and social memberships at Monarch Country Club - with no mandatory golf fees. It is also a great option for someone looking for a second home in Florida, while full-time buyers will appreciate being in Martin County, known for its highly rated schools. If you have been looking for a property where you can buy below nearby comparable homes, walk in with equity, and add your own updates and finishing touches, this is one to see.